Benefit Guide 

Table of Contents

General Information

Introduction and Eligibility
 Change In Status Events
2016 Payroll Deductions
Benefit Plan Resources
AFLAC Resources

Medical Insurance
Health Plan/High Option OAP Benefits Summary
Health Plan/Standard Option OAP Benefits Summary
Required Federal Notices

Dental Insurance
Dental Plan Benefits Summary

Vision Insurance
Voluntary Vision Service Plan

Life and AD&D Insurance
Basic Life and Accidental Death and Dismemberment (AD&D) Insurance
CIGNA Life and Accident Insurance
Supplemental Life Insurance

Disability Benefits
Long Term Disability
Supplemental Long Term Disability

Long Term Care Insurance
Base Long Term Care Insurance

Additional Benefits
Flexible Spending Accounts
Ultimate Advisor - Legal Services Plan
Pet Assure
MetLife Auto & Home Insurance Program